Online disintermediation microfinance ventures have reached the United States. Some aim to remove banks from traditional financial transactions, while others aim to allow investment in developing countries by lending directly to local entrepreneurs.
Microlending in the USA is becoming more and more popular as companies like Prosper and LendingClub gain traction against traditional finance services companies.
Read about: Prosper Loans or learn how to begin Lending with Prosper. You can also get $25 for signing up as a new lender through Prosper's Referral Program.